Stop Letting Debt Anxiety Make Your Financial Decisions

Get a physician designed framework to help you evaluate debt rationally  even when your nervous system is on high alert.

Debt is a structural financial tool.

Anxiety is a nervous-system response.

When physicians confuse the two, they make decisions from alarm instead of leadership.

This guide gives you a clear, structured pathway to move from:

Alarm → Analysis → Intentional Action

Inside this free guide, you’ll discover:

• Why your safety brain overreacts to financial uncertainty
• How to verify whether a risk is real or imagined
• The 6-step Debt Decision Pathway
  
• What to do when debt stress wakes you up at night

This is not generic financial advice. It’s a decision-making protocol.

From Alarm to Leadership

When a debt decision appears, most people:

• React
• Avoid
• Or overthink

Instead, you’ll learn how to:

• Notice the safety brain alert
• Verify the threat
• Engage the planning brain
• Structure the debt intelligently
• Lead the anxious part

This framework is designed for high-earning professionals who want

clarity not panic.

I’m Dr. Vicki Rackner, a retired surgeon and creator of The TrueWealth Way.

I help physicians build wealth without sacrificing clarity, agency, or peace of mind.

This guide reflects the same structured thinking physicians use in clinical decision-making  applied to financial decisions.

If you've ever felt:

• Financially capable but emotionally uneasy
• Rational by day but anxious at night
• Torn between opportunity and fear

This guide will help you think clearly again.